www.northcarolinahousing.org is a division of Housing Assistance Corporation. We specialize in providing down-payment assistance to individuals and families pursuing the American Dream of owning their own home. In addition to providing NON-REPAYABLE grants/gifts that cover Down Payments and Closing Costs, NCHA provides FREE Homebuyer Education, FREE Balanced Budget Spending Plans and FREE Credit Counseling Services to any resident in North Carolina. One of North Carolina Housing Assistance`s primary objectives is to provide income and credit worthy North Carolina residents the opportunity to become homeowners. NCHA also specializes in working with poor to average credit in an effort to provide the education needed to successfully plan for a home purchase. Financial Management and Homeowner Maintenance are just some of the tools that NCHA provides for people who demonstrate the willingness to learn our programs. I know exactly what you`re thinking; it sounds to good to be true, right? WRONG, NCHA can help you purchase a home for little or NO MONEY DOWN! You read it right, you might not need any money for a down payment or closing costs. And because it is a Grant from a Non-profit organization, you NEVER have to pay it back…. EVER. That`s right: YOU can receive a non-repayable “gift of funds” to be used towards your down payment and closing costs. Don’t wait any longer, Apply for your Grant TODAY!